Effective Date: January 2025
Last Updated: January 2025
By accessing or using Finvella ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.
Finvella is a personal financial analysis service that connects to your bank accounts through Plaid to provide AI-powered insights about your spending, income, and financial health. The Service includes:
To use the Service, you must create an account using Google authentication. You are responsible for maintaining the security of your account and for all activities that occur under your account.
Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to our collection and use of data as described in the Privacy Policy.
Important: Finvella provides financial analysis and insights for informational purposes only. The Service does not provide:
You should consult with qualified professionals for specific financial, tax, or legal advice. Any decisions you make based on information from the Service are your own responsibility.
Finvella only has read-only access to your financial data through Plaid. We cannot:
You agree not to:
The Service and its original content, features, and functionality are owned by Finvella and are protected by international copyright, trademark, and other intellectual property laws.
To the maximum extent permitted by law, Finvella shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the Service.
Finvella's total liability for any claims arising from your use of the Service shall not exceed the amount you paid to Finvella in the twelve (12) months preceding the claim.
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any information provided will be accurate or reliable.
The Service uses third-party services including:
Your use of these services is subject to their respective terms and privacy policies.
We may terminate or suspend your account at any time, with or without cause, with or without notice. Upon termination, your right to use the Service will immediately cease, and we will delete your data in accordance with our Privacy Policy.
You may terminate your account at any time by contacting us or using the account deletion feature in the Service.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after any changes constitutes acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
If you have any questions about these Terms, please contact us at legal@Finvella.app.
By using Finvella, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.